Ceredigion Council Tax 2026

How to read this stock pattern

Ceredigion's housing stock is tilted above the Band D reference point, so the usual headline works in the opposite direction from lower-banded areas. The modal Band E is charged at eleven-ninths of the Band D rate, and the £2,551.72 stock-weighted result captures that upper-band pressure. In this case Band D tends to understate the centre of the council's published stock. Individual liability can still differ through the property's exact band, discounts, exemptions and local collection arrangements.

Ceredigion has a broad valuation-band profile: the largest 3 groups are needed before the cumulative share passes half of the stock. No single band dominates the local picture, which makes a one-band headline especially incomplete. The weighted result is useful for comparing this authority with peers, but the spread across 9 published bands matters just as much. A broad mix also means the area-level mean is less representative of any one household than it is in a concentrated council.

Ceredigion sits in the upper quarter of Wales on the stock-weighted ordering, above the regional median of £2,258.00. This narrows the comparison from a UK rank to authorities facing the same broad regional context, while still correcting each one for its different band mix. The placement says the council's average published stock is relatively costly within that peer set; it does not convert the mean into an individual household charge.

Closest housing-stock shape: Pembrokeshire

Pembrokeshire is the nearest available full-distribution peer for Ceredigion, although the match is not tight. Aligning the two published profiles would require 9.3% of dwellings to move between valuation bands. Even the closest council therefore has a materially different housing-stock shape.

Four largest band differences

• The largest separation sits at lower Band A, where Pembrokeshire holds 10.6% of its stock and Ceredigion holds 4.9%. The peer is more bottom-weighted at this rung of the valuation list.
• Another material separation appears in the upper part of the ladder at Band E. Ceredigion places 25.3% of dwellings there versus 19.8% for Pembrokeshire, giving this profile the heavier upper-band tail at that point.
• Another material separation falls on the reference band itself. Band D contains 20.8% of Ceredigion's stock but 18.2% of Pembrokeshire's, so the national headline describes more of the local distribution here.
• A smaller distinction sits at lower Band C, where Pembrokeshire holds 22.9% of its stock and Ceredigion holds 21.4%. The peer is more bottom-weighted at this rung of the valuation list.

How the wider profile compares

Show every band direction

• Band A leans toward Pembrokeshire
• Band B leans toward Pembrokeshire
• Band C leans toward Pembrokeshire
• Band D leans toward Ceredigion
• Band E leans toward Ceredigion
• Band F leans toward Ceredigion
• Band G leans toward Pembrokeshire
• Band H is closely balanced
• Band I is closely balanced

This sequence is read from the lowest published band to the highest.

Other close Wales matches for Ceredigion: Cardiff (10.1% redistribution distance); Conwy (11.6% redistribution distance); Flintshire (12.2% redistribution distance); Powys (12.7% redistribution distance). Ranked across every published band in the Wales valuation system, this shortlist shows whether Pembrokeshire stands alone or sits in a cluster of similarly shaped authorities.